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Q 23)

When listing the reasons why it is realisticallydifficult for central banks to issue CBDCs that operate on cryptographicprotocols and directly to individuals and companies, which of the following isthe least appropriate?

  1. The assets of commercial banks would decrease
  1. Politicians who perceive it as an invasion of privacy would raise their voicesin opposition.
  1. Negative interest rates can be applied.
  1. Since it can betechnically incorporated into the cryptocurrency ecosystem, there is a highpossibility of misuse from the government's perspective.
  1. It could make itdifficult to control cross-border capital flows

문제 1)

3. Negative interest rates can be applied

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